Home Improvement Loans

Home improvement and Construction loans

Go ahead, start planning. We’ll take care of the rest.

Leave it to our experienced team to simplify the loan process and design an affordable payment plan for you that will help you improve the home you love or build the home of your dreams. Apply online or visit them at one of our convenient locations in the San Luis Valley.


Valerie Finnegan
Main Alamosa
NMLS ID# 1812062
Darrell Meis
Main Alamosa
NMLS ID# 1573750
Samantha Hall
West Alamosa
NMLS ID# 417707
Andrea Cisneros
West Alamosa
NMLS ID# 417703
Apply with ValerieApply with DarrellApply with SamApply with Andrea

Home improvement loans designed around you

Ready to add that home office or remodel the bathroom? Maybe cook up a whole new kitchen? If you’re making changes so your home fits your style, we have a home improvement loan to fit your needs. A home improvement loan from San Luis Valley Federal Bank is designed with you in mind:

• Flexible and convenient payment options
• Competitive interest rates
• Experienced loan officers to make the process easy


Construction loans for an easy start and finish

When you build a new home from the ground up, it should be exciting – not stressful. The key is having the right loan and the right people to get you in the door. Count on us to make your dream home come together smoothly and affordably.
With our construction loan, you’ll save time, money and hassle:

• Convenient one-time closing (covering both construction and final mortgage)
• Loan automatically converts to long-term financing when construction is complete (avoiding separate loans for construction and finished mortgage)
• Experienced loan officers to help you manage the budget and keep everything on track

Manufactured or modular homes on permanent foundation are eligible


San Luis Valley Federal Bank’s NMLS # 403374


Apply Online