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Deposit Products

Pauline Martinez
West Alamosa		 Pat Rinebarger
Monte Vista
Jamie Beiriger
Main Alamosa		 Kyle Burnett
Main Alamosa		 Julie Kenison
Main Alamosa

We presently accept deposits only from residents of the San Luis Valley.

Checking Accounts:

Totally Free Checking*

Benefits:

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • VISA® Debit/ATM card available

Low Minimum
Interest Checking*

Benefits:

  • Competitive interest
  • No monthly service charge with a minimum balance of just $400
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Only $6.00 monthly charge if minimum balance below $400
  • VISA® Debit/ATM card available

Unlimited
Interest Checking

Benefits:

  • Free personalized safety checks
  • Competitive interest
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • All for only $4.00 per month
  • VISA® Debit/ATM card available

Economy
Interest Checking*

Benefits:

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • Only 20¢ per check
  • Easy-to-balance monthly statement
  • VISA® Debit/ATM card available

50+ Free Interest
Checking*

Benefits:

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • VISA® Debit/ATM card available

VIP Free Interest
Checking*

Benefits:

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • VISA® Debit/ATM card available

Wall Street
Checking*

Benefits:

  • Higher interest rates with balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Only $8.00 monthly charge if minimum balance below $1,000
  • VISA® Debit/ATM card available

* Customer purchases checks; Minimum opening deposit is only $50.00

Savings Accounts:

Time Deposits

Benefits:

  • Timed certificates available from 91 days to 7 years
  • Premium rate paid on funds over $25,000
  • Penalties for early withdrawal
  • Minimum $500 to open

Insured
Money Market
Account

Benefits:

  • Minimum $1000 to open
  • Allows 6 transfers per month
  • Tiered interest rates

Valley Plus
Savings

Benefits:

  • Minimum $100 to open
  • Allows 6 transfers per month
  • Monthly service charge applies for balances below $100

Valley Freedom
Savings

Benefits:

  • Minimum $100 to open
  • Unlimited transactions
  • Debit card available
  • Monthly service charge applies for balances below $100

Christmas Club
Account

Benefits:

  • Allows money to be saved for Christmas
  • Minimum of just $1.00 to open
  • Automatic deposits from other SLV Federal accounts
  • Penalties for early withdrawal

Health Savings
Accounts

Benefits:

  • Open as a savings, checking or time deposit
  • VISA® Debit Card with a savings HSA
  • Free box of checks with a checking HSA
  • No service fees
  • On-line Banking access

Individual
Retirement
Account

Benefits:

  • Open as a Savings, Time Deposit, or IRMMA Account
  • No administrative fees
  • Early withdrawal penalty may apply
  • Minimum to open may vary

Visa Debit Cards:

Visa debit cards are available on all checking accounts and the Valley Freedom account. The cards can be used for ATM and Point-Of-Sale transactions. The Bank will reimburse for Domestic ATM service charges up to a maximum of $5.00 per charge.

Telephone Banking:

Bank when you want to bank! 24 hours/7 days a week.
Check your balance. Check on cleared checks, deposits, ACH and Debit Card transactions.
Transfer funds, make loan payments and much more. Call (719) 589-1717

Online Banking Services:

  • Electronic transfers between accounts
  • Automatic transfers
  • E-Statements
  • Bill payments

Other Banking Services:

  • Direct Deposits
  • Night Deposits
  • Safe Deposit Boxes
  • Wire Transfers
  • Cashiers Checks
  • Coin Counter
  • Document FAXing
  • Notary services
  • Signature guarantees