We presently accept deposits only from residents of the San Luis Valley.
APY = ANNUAL PERCENTAGE YIELD
Specials of The Month
Deposit Rates
| RATES EFFECTIVE FROM May 7, 2008 thru May 13, 2008 | ||
| Certificate of Deposit | Interest Rate | APY |
| 91 Day - 6 Months | 2.34% | 2.36% |
| 6 Month - 1 Year | 2.47% | 2.49% |
| 1 to 1 1/2 years | 2.71% | 2.74% |
| 1 1/2 to 2 years | 3.10% | 3.14% |
| 2 to 2 1/2 years | 3.27% | 3.31% |
| 2 1/2 to 3 years | 3.44% | 3.48% |
| 3 to 4 years | 3.60% | 3.65% |
| 4 to 5 years | 3.90% | 3.96% |
| 5 to 7 years | 4.12% | 4.18% |
| 7 to 10 years | 4.46% | 4.53% |
| $25,000.00 or higher balance required to open. To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $25,000.00. All above accounts are compounded quarterly. A penalty may be imposed for early withdrawal. These accounts are also available for individual retirement accounts. Lower rates paid for balances less than $25,000.00. |
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| $50,000 or higher Balance required to open | ||
| Interest Rate |
APY | |
| Insured Money Market Account | 2.47% | 2.50% |
| To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $50,000.00. The above account is compounded monthly and the interest rate is variable. The rate may change after the account is opened. Fees could reduce the earnings on the account. Lower rates paid for balances less than $50,000.00. |
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| $2,500 or higher Balance required to open | ||
| Interest Rate |
APY | |
| Wall Street Checking Account |
1.24% | 1.25% |
| To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $2,500.00. The above account is compounded monthly and the interest rate is variable. The rate may change after the account is opened. Fees could reduce the earnings on the account. Lower rates paid for balances less than $2,500.00. |
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| *Low Minimum Interest Checking | .49% | .50% | $50.00 |
| *VIP Free Interest Checking | .49% | .50% | $50.00 |
| **Valley Plus Savings | 1.24% | 1.25% | $100.00 |
| **Valley Freedom | .99% | 1.00% | $100.00 |
| **Chipmunk Club | 1.24% | 1.25% | $1.00 |
| **Christmas Club | 1.24% | 1.25% | $1.00 |
| **Health Savings Account | 2.23% | 2.25% | $1.00 |
| * These accounts are compounded monthly. **These four accounts are compounded daily. |
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| The interest rate is variable and may change after the account is opened. Fees could reduce the earnings on the account. They require $1.00 minimum balance to obtain the APY. The Christmas Club may have a penalty for early withdrawal. |
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